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Alway's Check with Your Insurance Company Reguarding A New Roof | Print |

This is one of the most important first steps you can take to settle the questions that pertain to the protection of your property.

Reviewing your coverage with your agent will inform you as to whether you are protected from Hurricane damage and just what you may need to do to bring your roof up to acceptable standards.

You should discuss with your insurance agent about whether your current coverage will help you with a new roof and if you should choose a particular type of roof that when it is installed, the method will lower your rates and give you as well as your property the kind of protection you expect. A good roof system will be insurance for the insurance company itself. Insurance companies do lower rates when home improvement projects, like new roofs, minimize their exposures.

One of the most important things to remember is that just any roof will not do and if you are going to be spending $35,000 and up for that new roof, your insurance will be impacted.

If you are unclear about this, then allow us to assist in your discussions and provide the background and research for the various roofing systems you might like to choose. We will provide the wind uplift values that your insurance agent will want to know so that they can give you the right information that benefits you and your family.

 
NOT ALL ROOF'S ARE THE SAME | Print |

Are you aware that the community you live in may very well have a say on the type and color of the roof you need? They can make you replace a new roof if it is in violation of the restrictive covenants. That means you just paid double for your roof.

Always check with your homeowner’s association or the community covenants to make sure you are not about to choose the wrong roof. Your roofer is not responsible for your decision, yet a "good" and "conscientious" roofer will always caution you first. The wrong roofer will not.

What type of maintenance will your new roof need and what damage do you need to watch out for?

Never ever pressure wash or power wash your shingle roof. Whether it is an asphalt shingle roof, a wood type shingle roof, or a slate shingle roof; pressure washing and the foot traffic will rapidly degrade and damage the roof. This will cut the life expectancy down to a fraction of the time. The shingles are not made for that type of abuse. Most associations are aware of this and don't require you to maintain your roof in this manner. If they question this fact, then the manufacturer will gladly provide the right information for their understanding that manufacturer warranties will be voided. One tip is to carefully consider the color you want knowing that darker and earth tone colors minimize the evidence of dirt or mold buildups.

Concrete tile roofs are generally expected to be cleaned by way of pressure washing. Ceramic or clay tile roofs are not. Concrete tile roofs promote the collection of dirt and mold just by their composition. Great care should be taken when cleaning because foot traffic is going to break the tiles. This will expose the water-proofing underlayments to the elements and cause a rapid deterioration to your water barrier so the roof leaks begin. It is not always the fault of the pressure washing company so a brief discussion prior to starting should establish how the broken tiles will be properly repaired. A pre-inspection as well as a final inspection can benefit you greatly and we can help you out with this process.

Always remember that with every roofing type or system, there is a process necessary to putting them together. From the initial secondary water barrier (required by most insurance companies), to the flashing details, to the attachment methods, to the final roof topping that is the product you see as a finished roof. Each of these products and procedures vary greatly just as it is with the skill level of the installers.

The products used have all gone through an approval process for their intended use so it is incumbent upon the roofer to provide you with the right combination of products and processes that will give you the roof you believe you are buying. You are spending a lot of money for their service so let us help you make sure that you get what you need, what you are paying for, and what you expect.

Amherst Roofing of Naples, FL can assist you with any questions you may have about installing a new roof. Call today for a free estimate.

 
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